More Accessible Loan Programs than Big Banks

Clients find it easier to qualify with us than your traditional banks. In addition to conforming/conventional loan programs with Fannie Mae, Freddie Mac, FHA, VA, USDA, and first-time home buyers down payment assistance. We also support non-traditional methods of credit history, limited income documentation, and low to no credit for foreign investors.

Check out some of our popular programs:

30-Year Conventional Fixed

This is the most common program home buyers select. See how you can customize your term to a 15 year and ask about our 3% down.

FHA 30-Year Fixed

This program accommodates individuals with low credit scores and low down payment, all while having low interest rates.

Adjustable Rate

Get the lowest rates with no long term commitment.

HELOC

Home Equity Line of Credit is another great option to utilize your equity than doing a cash-out refinance. It's popular for using your equity without all the fees.

Down Payment Assistance Programs

All the way from full down payment coverage, closing cost assistnace. We've got you covered: Some popular programs we have are:

CALHFA, CHENOA, Home Town Heroes

VA Loan

Backed by the U.S. Department of Veteran Affairs. Save with zero down payment and finance 100% on refinancing.

Investor Loan

Allows borrowers to finance up to 20 properties by using prospective monthly rental income to qualify for investment properties.

Jumbo Loans

Do not worry about finding a home above county loan limits. We have Jumbo programs that are only 10% down and also no PMI.

USDA Loan

Have no down payment when you find a home in a rural development area approved by the USDA.

Bank Statement Loan

Great option for self-employed borrowers