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"I came to work with Delarosa Financial under the recommendation of my realtor. I was immediately

impressed with how personable Ajay Delarosa was. He felt like a friend who was personally vested in

our success. As a doctor and business owner my financial documents were complex. Ajay helped me

get all the information I needed, communicating with my accountants and employers to get all the

paperwork executed expeditiously. Due to his diligence we were able to close on a jumbo home loan

in under 15 days! The listing agent had been burned by previous offers where financing fell through.

Due to the trust, reassurance and reputation Ajay brought to the table, she felt confident in accepting our

offer. In this day and age it’s hard to find fellow professionals who provide the white glove service that

Ajay provided. He is truly top notch and I will highly recommend him to anyone looking for a

mortgage."

— Dr. Remi Sarna, DDS
 

"The best experience I’ve had securing a home loan. Ajay has gone above and beyond to close quickly

and efficiently even calling the seller agent to reassure them of our buying confidence. That is what

helped us win the bid and our new home. Super grateful to have worked with Ajay."

— Ling Tang, Partner Marketing Manager at NVIDIA
 

“Ajay is hands down one of the best professionals I’ve ever worked with. I used him as my lender to

purchase my home, and I truly couldn’t have asked for a better experience. From day one, he was

attentive, responsive, and incredibly knowledgeable.

No matter where he was or what time it was, Ajay always made time to answer my calls or messages —

and that kind of dedication is rare. What sets him apart is not just his professionalism, but his humility

and heart. He’s incredibly down-to-earth, genuinely cares about his clients, and treats you like family.

You never feel like just another file on his desk — his priority is always your happiness, your peace of

mind, and making sure everything goes as smoothly as possible.

He’s also extremely competitive — Ajay worked hard to make sure I got the best possible rate and was

always one step ahead. And honestly, he’s just a great guy to work with — smart, hardworking, funny,

and full of integrity. I can’t recommend Ajay and Delarosa Financial enough. If you want someone who

truly puts people first, this is your guy.”

— Dr. Abdel Jibawi, Medical Doctor, DocTokPodcast

 

"Ajay and his team were very communicative and punctual throughout the entire escrow process. We

were able to close on a CA home in less than 3 weeks! Ajay was also able to get me a much better rate

and closing costs as an Active Duty service member over other major VA loan competitors. Can't say it

enough that Ajay cares about his clients and did his best to meet our needs in a home. Highly

recommend to anyone looking to buy a home, I will be coming back the next time I am looking."

— Timothy Velasco, US ARMY Commander

 

"Ajay did an excellent job in assisting us with our first home buying process from day one with some

introductions, preapproval until the day of closing. He not only explained the process in detail, broke

down to smaller steps so we could understand and follow, he also fought with us to get good deal on the

interest rate and the points. Whenever there's a hiccup with underwriter or title company Ajay always

proactively contacted them provided required document, reached out to my employer for verification

and on other hand patiently explained to us even sometimes during weekend or late at night. It's been

quite a journey for us buying our first home, it turned out great with his professional engagement we

secured the best mortgage for our case."

— Ninh Quyen, Engineer
 

"Ajay is an excellent mortgage broker! I was the listing real estate broker and he was the buyers agent. I

was updated and assured throughout the entire process as the listing broker. He obtained a clear to close

on a jumbo loan in less than 10 days! Ajay truly goes above and beyond not just for his clients but for

every professional in the deal. I would not hesitate working with Ajay!"

— Alivia Arabo, Real Estate Attorney & Broker
 

Working with Ajay Delarosa was an absolute pleasure. Ajay patiently walked us through every steps. His

communication was outstanding. We received prompt responses and clear explanation for every

question we had. When issues came up unexpectedly during the entire process, Ajay handled it

effectively and calmly to ensuring we still closed on time. I really appreciated their accessibility; Ajay

always returned my calls and emails promptly at night, weekends, and holidays. Ajay helped us closed

a VA loan under two weeks. That's is phenomenal! I truly felt Ajay had our best interests at heart

throughout the entire process and secured a fantastic rate for us. I think 5 stars is not enough for

everything he had done. I initially worked with a different mortgage broker, but I decided to change my

broker and moved forward with Ajay. Im glad i did it, and it was a great decision i made. When it comes

to fees and interest rate, Ajay offers the lowest fees i have ever seen in the Bay Area, CA. I'm grateful for

Ajay's expertise and highly recommend him to everyone.

— Lieutenant Kevin Le, U.S. Military (VA Buyer)
 

Ajay helped me to become home owner, he did incredible job! He made impossible possible, I really

appreciate his job. In the whole process Ajay was so helpful, attentive to details, and so result-oriented.

Highly recommended! 5 stars ++!!!

— Yulia Chaladze, Entrepreneur & Owner of Esthetics LA